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Keel Money

One payment, all your bills.

Keel Money set out to help each and every Australian manage their household bills — automatically, around payday. We implemented the payments engine behind that dream: a payment gateway integration across multiple payment rails, designed to be consumed from a mobile app.

keelmoney.com.au

The challenge

Bills don’t wait for payday.

Every household knows the juggle — rent, power, phone, insurance, all due on different dates, none of them aligned to when money actually arrives. Keel Money’s answer is deceptively simple: one payment, all your bills, managed automatically around payday. Making that real meant serious payments infrastructure — a gateway integration that could move money reliably across multiple payment rails, built for a mobile-first product from day one.

What we built

The payments engine behind the promise.

Payment gateway integration

A single, clean integration with a payment gateway spanning multiple payment rails — so money moves the right way for every bill, every household, every time.

Mobile-first by design

Everything designed to be consumed from a mobile app — the APIs, the flows, the feedback — because that’s where Australians actually manage their money.

Built for the mission

Not payments for payments’ sake — infrastructure shaped around Keel’s goal of taking the stress out of household bills for every Australian.

Payment gateway integration Multiple payment rails Mobile-first APIs Household bill management Fintech

The outcome

An incredible solution for households across Australia.

We helped Keel Money reach their dream of helping each and every Australian manage their household bills. It’s an incredible solution that will make a huge difference in households across Australia.

Multi-railOne integration across multiple payment rails
Mobile-firstDesigned to be consumed from a mobile app
1 paymentOne payment, all your bills — the Keel way
100%IP owned by the client

How we got there

The same engagement model we run for everyone.

Shape

Worked through the payments architecture with the Keel team — which rails, which gateway, and how a mobile app would consume it all.

Build

Implemented the gateway integration across the payment rails, with weekly demos so the Keel team saw money-moving progress from the start.

Launch & run

Supported the path to launch and stayed on month-to-month — refining, extending and scaling as Keel grows. No lock-in.

Building the next great Australian fintech?

That’s exactly what we did for Keel Money. Let’s talk about yours.

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